Free payment plan request generator

When a client can’t pay in one go, a payment plan often gets you paid faster than another reminder. Split the total and generate the email.

Subject

Payment plan for your outstanding invoice

Email body

Hi Acme Ltd,

I understand paying £1500 in one go isn’t always straightforward, so I’d like to offer a payment plan instead.

I’d suggest splitting the total into 3 instalments of £500.00 each, one per month, starting as soon as you’re able.

Let me know if that works for you, or suggest a schedule that does.

Thanks,
[Your name]

This message handles today’s follow-up. GhostPay can track the invoice and tell you what to send next if it stays unpaid.

Track this invoice free

When to offer a payment plan

The client has explained why

If they’ve told you money is tight rather than gone silent, an instalment plan is often the fastest way to get paid in full.

Before it becomes a write-off

A payment plan you’ll actually collect beats a full invoice you never see.

Keep it in writing

Put the schedule in the email itself, so both sides have a record of what was agreed.

Track the whole recovery, not just one email

Sign up to log invoices, see risk scores and keep every reminder in one place.

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